:root{--navy:#1F3A5F;--navy-d:#152A45;--navy-l:#2B4B75;--off:#F7F5F0;--amber:#F2A541;--amber-d:#D98B22;--ink:#1B2430;--muted:#5A6573;--line:#E5E0D5;--card:#fff;--r:14px;--sh:0 1px 2px rgba(20,35,60,.06),0 8px 24px rgba(20,35,60,.08)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:17px;line-height:1.65;color:var(--ink);background:var(--off)}
h1,h2,h3{font-family:Montserrat,Inter,system-ui,sans-serif;color:var(--navy);line-height:1.2;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,5.4vw,3rem);font-weight:800}h2{font-size:clamp(1.4rem,3.6vw,2rem);font-weight:800}h3{font-size:1.12rem;font-weight:700}
p{margin:0 0 1em}img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration-color:var(--amber);text-decoration-thickness:2px;text-underline-offset:3px}a:hover{color:var(--navy-l)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:4px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:var(--amber);color:var(--navy);padding:.5rem 1rem;z-index:100;font-weight:700}.skip:focus{left:0}
.in{max-width:1120px;margin:0 auto;padding:0 1.15rem}.narrow{max-width:760px}
/* header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.15)}
.site-header .in{display:flex;align-items:center;gap:.6rem 1.2rem;min-height:62px;flex-wrap:wrap;padding-top:.5rem;padding-bottom:.5rem}
.brand{display:flex;align-items:center;gap:.55rem;font-family:Montserrat,sans-serif;font-weight:800;color:#fff;text-decoration:none;font-size:1.05rem;margin-right:auto}
.brand b{color:var(--amber)}.brand .mark{width:30px;height:30px;flex:none}.brand:hover{color:#fff}
.nav{display:flex;gap:1.1rem;order:3;width:100%;overflow-x:auto;font-size:.93rem}
.nav a{color:#DCE4EF;text-decoration:none;font-weight:500;white-space:nowrap;padding:.2rem 0}.nav a:hover{color:#fff;box-shadow:inset 0 -2px var(--amber)}
.lang{display:inline-flex;border:1px solid rgba(255,255,255,.3);border-radius:999px;overflow:hidden;font-size:.82rem;font-weight:700}
.lang a{color:#fff;text-decoration:none;padding:.28rem .65rem}.lang a[aria-current]{background:#fff;color:var(--navy)}
.hcta{display:none}
@media(min-width:820px){.nav{order:0;width:auto}.hcta{display:block}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;background:var(--amber);color:var(--navy);font-weight:700;font-family:Inter,sans-serif;font-size:1rem;text-decoration:none;border:2px solid var(--amber);border-radius:10px;padding:.7rem 1.2rem;cursor:pointer;line-height:1.2;transition:transform .12s,background .12s;text-align:center}
.btn:hover{background:#F6B65E;color:var(--navy);transform:translateY(-1px)}.btn:disabled{opacity:.6;cursor:wait}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.ghost-l{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}.btn.ghost-l:hover{background:#fff;color:var(--navy)}
.btn.sm{padding:.45rem .85rem;font-size:.9rem}.btn.big{padding:.9rem 1.4rem;font-size:1.05rem}
.btns{display:flex;flex-wrap:wrap;gap:.6rem}
/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#2E5583 0,transparent 60%),var(--navy);color:#E6ECF4;padding:2.4rem 0 3rem}
.hero h1{color:#fff}.hero .lead{font-size:1.13rem;color:#D3DCE8;max-width:38em}
.kicker,.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--amber-d);margin-bottom:.7rem}
.hero .kicker{color:var(--amber);background:rgba(242,165,65,.12);padding:.3rem .7rem;border-radius:999px}
.hero-grid{display:grid;gap:2rem;align-items:center}
@media(min-width:900px){.hero{padding:4rem 0 4.5rem}.hero-grid{grid-template-columns:1.15fr .85fr;gap:3rem}}
.trust{list-style:none;padding:0;margin:1.4rem 0 0;display:flex;flex-wrap:wrap;gap:.4rem 1.2rem;font-size:.9rem;color:#C5D0DF}
.trust li,.ticks li{display:flex;gap:.45rem;align-items:flex-start}.trust svg,.ticks svg{width:18px;height:18px;flex:none;margin-top:.2em;color:var(--amber)}
/* lead magnet */
.lm{background:#fff;color:var(--ink);border-radius:18px;padding:1.5rem;box-shadow:0 20px 50px rgba(8,20,40,.25);border-top:5px solid var(--amber);position:relative}
.lm h2,.lm h3{font-size:1.4rem;margin:.3rem 0 .6rem}
.lm-badge{display:inline-block;background:var(--navy);color:var(--amber);font-size:.72rem;font-weight:800;letter-spacing:.1em;padding:.25rem .6rem;border-radius:6px}
.ticks{list-style:none;padding:0;margin:0 0 1rem;display:grid;gap:.35rem;font-size:.96rem}.ticks svg{color:#2E8B57}
.ml-form{display:grid;gap:.6rem}
.ml-lbl input{width:100%;font:inherit;padding:.8rem .9rem;border:2px solid var(--line);border-radius:10px;background:#FBFAF7}.ml-lbl input:focus{border-color:var(--navy);outline:none;background:#fff}
.ml-form .btn{width:100%}
.ml-gdpr{display:flex;gap:.5rem;font-size:.76rem;line-height:1.45;color:var(--muted)}.ml-gdpr input{margin-top:.2rem;width:16px;height:16px;flex:none;accent-color:var(--navy)}
.ml-msg{margin:0;font-size:.92rem;font-weight:600}.ml-msg:empty{display:none}.ml-msg.ok{color:#1E7A46}.ml-msg.err{color:#B3261E}
.ml-alt{font-size:.82rem;color:var(--muted)}
/* sections */
.sec{padding:3.2rem 1.15rem}.sec-lead{color:var(--muted);max-width:44em;font-size:1.05rem}
.band{background:var(--navy);color:#DCE4EF;padding:3rem 0}.band h3,.band h2.light{color:#fff}.band .eyebrow{color:var(--amber)}
.steps{display:grid;gap:1.4rem}.steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--amber);color:var(--navy);font-family:Montserrat;font-size:1.1rem;margin-bottom:.6rem}.steps p{margin:0;color:#C5D0DF}
@media(min-width:760px){.steps{grid-template-columns:repeat(3,1fr)}}
.lmgrid{display:grid;gap:1.4rem;margin-top:1rem}@media(min-width:820px){.lmgrid{grid-template-columns:1fr 1fr}}
/* product cards */
.pcards{display:grid;gap:1.4rem;margin-top:1.4rem}@media(min-width:820px){.pcards{grid-template-columns:1fr 1fr}}
.pcard{background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);display:flex;flex-direction:column}
.pcard img{aspect-ratio:16/10;object-fit:cover;width:100%;background:#EDE9E0}
.pcard .body{padding:1.3rem 1.4rem 1.5rem;display:flex;flex-direction:column;flex:1}
.pcard .buy{margin-top:auto;display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.2rem;padding-top:1rem;border-top:1px solid var(--line)}
.price{font-family:Montserrat;font-weight:800;font-size:1.6rem;color:var(--navy)}
.tag{align-self:flex-start;font-size:.75rem;font-weight:700;color:var(--navy);background:#FCEBD2;padding:.2rem .6rem;border-radius:999px;margin-bottom:.6rem}
@media(min-width:820px){.pcards.one .pcard{flex-direction:row}.pcards.one .pcard img{width:42%;aspect-ratio:auto}.pcards.one{grid-template-columns:1fr}}
.small{font-size:.85rem;color:var(--muted);margin-top:.8rem}
/* articles */
.agrid{list-style:none;padding:0;margin:1.2rem 0 0;display:grid;gap:1rem}@media(min-width:700px){.agrid{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.agrid{grid-template-columns:repeat(3,1fr)}}
.acard{display:flex;flex-direction:column;height:100%;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.2rem 1.3rem;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
.acard:hover{box-shadow:var(--sh);transform:translateY(-2px);color:var(--ink)}.acard p{font-size:.92rem;color:var(--muted);flex:1}.acard .more{font-weight:700;color:var(--navy);font-size:.9rem}
.notice .tgrid{display:grid;gap:1rem}@media(min-width:760px){.notice .tgrid{grid-template-columns:repeat(3,1fr)}}
.tgrid>div{background:#fff;border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:10px;padding:1rem 1.2rem}.tgrid p{margin:0;font-size:.93rem;color:var(--muted)}
.art-hero{background:var(--navy);padding:2.2rem 0 2.4rem;color:#C5D0DF}.art-hero h1{color:#fff;font-size:clamp(1.7rem,4.6vw,2.5rem)}.art-hero .meta{margin:0;font-size:.9rem}
.art-hero .btns{margin-top:1rem}.art-hero .btn.ghost{color:#fff;border-color:#fff}
.crumbs{font-size:.85rem;margin-bottom:.6rem}.crumbs a{color:#C5D0DF}
.art-body{padding-top:2rem;padding-bottom:1rem}.art-body h2{font-size:1.4rem;margin-top:1.8em}.art-body li{margin-bottom:.35em}
.art-body table{border-collapse:collapse;width:100%;font-size:.93rem;display:block;overflow-x:auto}.art-body td,.art-body th{border:1px solid var(--line);padding:.45rem .6rem;text-align:left}
.after{padding-bottom:5rem}.after .lm{margin:1.5rem 0 2.5rem}.sub{font-size:1.4rem;margin-top:2rem}
.alist{padding-left:1.2rem}.alist li{margin:.3rem 0}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:15;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;gap:.8rem;padding:.6rem 1rem;font-size:.9rem;box-shadow:0 -4px 16px rgba(0,0,0,.18)}
.sticky-cta b{color:var(--amber)}@media(max-width:520px){.sticky-cta span{font-size:.8rem}}
/* footer */
.site-footer{background:var(--navy-d);color:#B8C4D4;font-size:.92rem;padding:2.6rem 0 1.4rem}
.site-footer .in{display:grid;gap:1.6rem}@media(min-width:800px){.site-footer .in:first-child{grid-template-columns:1.2fr 1fr 1.4fr}}
.site-footer h2{font-size:.85rem;color:#fff;text-transform:uppercase;letter-spacing:.08em}
.fcol a:not(.brand){display:block;color:#DCE4EF;text-decoration:none;padding:.15rem 0}.fcol a:hover{color:var(--amber)}
.site-footer .fine{border-top:1px solid rgba(255,255,255,.12);margin-top:1.8rem;padding-top:1.1rem;font-size:.82rem}.fine a{color:#DCE4EF}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.band .lm h3{color:var(--navy)}